We are talking about an algorithm for assessing credit risk on the part of the borrower..
It is formed from a number of variables.
The rating is compiled based on information about the purchase of goods, open banking information, analysis of professional activities, the presence of loans and debts, etc.
A credit rating makes it easier to analyze the likelihood of bankruptcy of an individual or legal entity.
Legal entities and individuals are assessed on a scale from 1 to 100.
The higher the score, the lower the risk that a person or company will face bankruptcy. Conversely, a low score indicates a high probability of failure.
Evaluation criteria
in credit ratings
Fin-regulator is the world's most popular provider of credit history data. Its database includes information on +240 million companies. Fin-regulator provides services to 100 thousand clients who use agency information to make safe decisions.
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